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When you pay down your debts, the money that leaves your bank account doesn’t go to anyone else – it just disappears.This is because loan repayments are just the opposite process to money creation: banks create money when they make new loans, and effectively ‘destroy’ money when they repay loans.To look deeper into how much storage is being taken up by apps, go to Settings Manage Storage and click on the arrow beside the apps listed there.This way you can see how much data they are using in addition to the code required to run the app. Delete old voicemails Voicemails aren’t the worst culprits when it comes to hogging data, but it’s always a good idea to delete them if they’ve been building up.This is why the government is desperate to get banks lending again: if banks start lending more, they’ll create more new money in the process, and the people who borrowed will spend this new money.But if the financial crisis was caused by people having too much debt, how can the solution be for people to take on more debt?And remember that, by deleting a few apps, you could free up as much as 500MB with very little effort. ON THAT NOTE: Try deleting your apps and reinstalling them Apps that have been on your i Phone for, like, ever, tend to hog data - particularly social media apps, like Facebook, Instagram and Twitter.

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